Fictional freelancer cash-route comparison, checked 25 October 2026.
No real provider, invoice, personal transaction, tariff or tax assessment is represented.
Invoice: USD1000. Recipient receives20LTC at an agreed quote of USD50/LTC. The client pays a separate network fee. Freelancer later spends0.001LTC from the20LTC to send19.999LTC to a conversion service.
Gross proceeds = sold_ltc * sale_price_usd. Trading fee = gross *0.005. Bank net = gross - trading fee - USD2.
Sale prices: USD50 and USD49 (2% lower). No additional spread, FX, taxes or other charges assumed.
Decimal arithmetic; full precision retained until final displayed receipt rounded to cents, half up. Real provider rounding can differ.
Reference fiat processor: USD1000 * (1-0.03) = USD970, with no other charges assumed.
Receipt valuation and later disposal taxation must be established separately under the applicable rules. The CSV is a cash example, not a tax calculation.